You are eligible to receive Medicare benefits when you turn 65, but does that mean you are required to sign up? What if you are planning to continue working? And how should you go about enrolling? If your 65th birthday is approaching, contact us and we can help you navigate all of these decisions.

​

We can explain how and when to enroll in Original Medicare to avoid lifetime penalties. We can show you how to keep from paying premiums for services you don't yet need. And we can also investigate whether it's the right time for you to take advantage of coverage benefits that Medicare provides. 

​

Looking for more information? 

Check out our Enrollment Timeline

and Enrollment Navigator.

After you have enrolled in Original Medicare, you have a choice to make. That's because in almost every situation, Original Medicare is not enough coverage to adequately help you protect your financial and physical wellbeing. 

​

Your responsibility is still around 20% of your total costs, and there is no maximum to the out of pocket costs you could pay. Plus, there is no prescription drug coverage with Original Medicare. 

​

So what options do you have? We can help you choose the best way for you to get the coverage and the protection you need, and then work with you enroll in the plan that's the best fit for you. Learn more here. 

It's important to maintain Medicare coverage that is appropriate for your current financial situation, and the current status of your health. Both of these things can change over time, and your plans can change too. Annually, we can help you assess your evolving needs related to:

• Prescriptions

• Physicians

• Premiums and cost

• Coverage for extra benefits

 

Each year, we encourage you to reach out to us between October 15 and December 7 during the Annual Enrollment Period (AEP) to find out if that plan you are on is still the most appropriate option for you. To learn more about enrollment periods, click here.