Medicare Advantage Plans
Medicare Advantage Plans offer medical coverage that is at least as good as what Original Medicare provides, plus extra benefits like dental, vision and hearing aid coverage. And with Medicare Advantage plans, your prescription drug coverage is also included as part of your plan.
WHAT ARE MEDICARE ADVANTAGE PLANS?
Medicare Advantage Plans—often referred to as “Part C” or “MAPD Plans”— are offered by private Medicare-approved insurance companies under the rules and regulations of Medicare officials. When you enroll in a Medicare Advantage plan, the administration of your health care and health care costs are relinquished by the Federal Government and taken over by your plan carrier. Medicare Advantage Plans use a network of providers, are required by law to offer coverage that is at least as good as what Original Medicare provides, and also offer extra coverage benefits such as dental care, eyeglasses, hearing aids, wellness programs, and prescription drug coverage all under one monthly premium. In some cases, out-of-network coverage will be provided in your plan, but often at a higher rate. You must be enrolled in Medicare Part A and Medicare Part B before you can enroll in a Medicare Advantage plan.
Although you may pay some costs as you go along, Medicare Advantage Plans set a limit on your annual out-of-pocket expenses for covered services. Also, to clear up any confusion, if you do decide to enroll in a Medicare Advantage Plan, you’ll still have Original Medicare, but will be getting most of your Part A (hospital, skilled nursing, home health care, and hospice) and Part B (medical/out-patient) coverage, and in most cases your Part D Prescription Drug coverage, through a private insurance company that is contracted with the federal government.
CHOOSING A MEDICARE ADVANTAGE PLAN
If you are interested in a Medicare Advantage plan, the next step is to find one that fits your needs and budget. Milestone Medicare can help, and we offer services to our clients in Minnesota at no cost.
Contact us for your free Medicare consultation.
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Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information.
Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Currently we represent at least nine organizations which offer at least 119 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.
Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.