About IFP Coverage

Is Someone in Your Household Losing Health Coverage?

If you are turning 65 and enrolling in Medicare, your spouse or partner may still be years away from Medicare eligibility. When employer-sponsored coverage ends — whether through retirement, a job change, or layoff — your family may face a gap in coverage that needs to be addressed quickly.

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Losing employer coverage is a qualifying life event that triggers a Special Enrollment Period. You typically have 60 days from the date coverage ends to enroll in a new plan. Missing that window means waiting until the next Open Enrollment Period, which could leave someone uninsured for months.

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We Can Help

Our licensed agent Becca Luebbers works with MNsure — Minnesota's official health insurance marketplace — to help individuals and families find and enroll in the right Individual or Family plan.

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Whether you need coverage for a spouse, a dependent, or yourself before Medicare begins, we'll help you:

• Understand your options through MNsure

• Compare plans based on your health needs, medications, and budget

• Determine whether you qualify for financial assistance or tax credits

• Complete your enrollment accurately and on time

Don't Wait

If you or a family member is losing employer coverage, time matters. The 60-day Special Enrollment Period moves quickly, and gaps in coverage can be costly.

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Call us at 763-878-5994, or complete our Individual & Family Plan enrollment survey, and we'll connect you with Becca right away.

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Individual and Family Plans are offered through MNsure, Minnesota's health insurance marketplace. Milestone Medicare assists with plan selection and enrollment. Availability and eligibility for financial assistance are determined by MNsure and applicable federal guidelines.