top of page
A Non-Governmental Site
To speak to a licensed insurance agent who specializes in Medicare in Minnesota, call 763-878-5994


Medicare Advantage and Part D in 2026: Aftershocks, and What You Need to Know.
2025 brought the biggest shift to Medicare’s prescription drug coverage in two decades. While the reforms were designed to lower...

Natalie M
Sep 63 min read


Has Your Medicare Advantage Plan Been Discontinued by Your Carrier? You Have Unique Opportunities.
If your Medicare Advantage Prescription Drug (MAPD) plan is leaving your area, you’re not alone. Each year, some Medicare Advantage plans...

Natalie M
Sep 66 min read


Minnesota Medicare Beneficiaries: Is Medigap Right for You?
For most people, Original Medicare (Parts A and B) is the foundation of healthcare coverage after turning 65. While it’s comprehensive,...

Natalie M
Sep 55 min read


Four primary considerations when choosing a Medicare Advantage Plan.
As you approach the milestone of Medicare eligibility, you will find that Original Medicare alone does not provide adequate coverage, and...

Natalie M
Jul 33 min read


Does Medicare cover medical expenses during international travel?
Medicare covers emergency medical services received when you are traveling within the United States. But does Medicare cover expenses...

Natalie M
Apr 43 min read


Understanding Prescription Drug Coverage under Medicare
Navigating the world of Medicare, including prescription drug coverage, can feel like learning a new language. Whether you're a new...

Natalie M
Feb 147 min read


Protect Yourself: Common Medicare Scams, How to Avoid Them, and What to Do If You're a Victim.
For those enrolled in Medicare, it's essential to stay vigilant against scams targeting your benefits. Scammers are constantly coming up...

Natalie M
Jun 18, 20244 min read


What are Medicare Savings Plans (MSPs)?
Medicare Savings Plans, also known as a Medicare Savings Programs (MSP), are state-based programs that help eligible individuals with...

Natalie M
May 14, 20243 min read


The Inflation Reduction Act and its Impact on Medicare Prescription Drug Coverage.
The Inflation Reduction Act (IRA) of 2022 represents a historic legislative move with profound implications for Medicare beneficiaries,...

Natalie M
Mar 20, 20243 min read


Find out how your income might affect your Medicare premiums.
Your income could affect your Medicare Premiums. Let's start with a high level overview of Medicare, and then discuss how your income can...

Natalie M
Oct 17, 20234 min read


Veterans: Why a "VA Coverage and Medicare Advantage Plan" combo might work for you.
Many Medicare-eligible veterans will benefit from enrolling in a Medicare Advantage plan in addition to taking advantage of the health...

Natalie M
Sep 1, 20234 min read


The Medicare Annual Enrollment Period (AEP) starts October 15. Here's what you need to know.
The Annual Enrollment Period (AEP) is the time each year during which Medicare beneficiaries can make changes to their Medicare coverage....

Natalie M
Aug 24, 20233 min read


Understanding Medicare's Extra Help Program to reduce Prescription Drug Costs.
Extra Help (also known as the Low-Income Subsidy, or LIS, program) is designed to provide assistance to qualified Medicare beneficiaries...

Natalie M
Jul 31, 20233 min read


Turning 65? How and When to Enroll in Medicare.
For many people, turning 65 means getting started with Medicare. That process can feel daunting, but it doesn't have to be. Here, we...

Natalie M
Jul 23, 20235 min read


Over 65? Sleep well, age well.
Sleep plays a crucial role in overall health and well-being, and its importance becomes even more pronounced as individuals age. You may...

Natalie M
Jun 5, 20232 min read


Medicare Enrollment Periods: What You Need to Know
Enrollment in Medicare is limited to certain time periods, as outlined and managed by the federal government via the Centers for Medicare...

Natalie M
Feb 5, 20238 min read


Enrolling in Medicare when you are contributing to an HSA: What you need to know!
Most people become eligible to enroll in Medicare when they turn 65. But just because you can enroll in Medicare doesn't always mean you...

Natalie M
Nov 30, 20225 min read


I'm happy with my Medicare Advantage Plan. Why should I review my options during AEP?
Even if you are happy with your current Medicare health care coverage, it's important to conduct a Medicare Advantage Plan review during...

Natalie M
Nov 2, 20224 min read


I'm seeing commercials about Medicare kickbacks and free services. What's that about?
If you watch any television, you have probably seen the commercials that urge people over the age of 65 to call a toll-free number to...

Natalie M
Apr 8, 20225 min read


What do I need to do with my Medicare insurance if I move? Changing plans may be necessary.
When you move to a new home; whether just a few blocks or a couple thousand miles away; you will need to take action to protect your...

Natalie M
Sep 14, 20213 min read


Choosing a path: Your options in Medicare coverage.
So you've enrolled in Medicare Part A (hospital coverage) and Part B (medical coverage.) But there is still work to be done! Before we...

Natalie M
Feb 16, 20215 min read
Search


Turning 65? How and When to Enroll in Medicare.
For many people, turning 65 means getting started with Medicare. That process can feel daunting, but it doesn't have to be. Here, we...

Natalie M
Jul 23, 20235 min read
bottom of page
